Private Pay Home Care

Premium Home Care on Your Terms

For families who want maximum flexibility, consistent caregivers, and premium-quality in-home support — without navigating insurance approvals. Northern Virginia's trusted private pay choice.

Request a Care Consultation → 📞 571-723-3438

Flexibility. Consistency. No Waiting.

Private pay simply means you pay out-of-pocket (or through long-term care insurance) rather than through Medicaid. The advantage: more control over scheduling, more hours if needed, and faster care start.

Start This Week

No prior authorization or Medicaid enrollment needed. Private pay clients can typically begin care within days.

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Custom Hours

Need care 2 hours a day or 12 hours a day? Private pay lets you design the schedule that fits your family's life — not a state-mandated cap.

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Consistent Caregiver

Private pay clients get priority matching — the same caregiver, same schedule, building a real relationship with your loved one.

All Home Care Services Available

  • Personal care — bathing, grooming, dressing
  • Companion & homemaker services
  • Medication supervision & reminders
  • Meal preparation & nutrition support
  • Dementia & Alzheimer's care
  • Transitional care (hospital discharge to home)
  • Live-in & 24-hour care
  • Light housekeeping & laundry
  • Errands & appointment accompaniment
  • Coordinated NEMT transportation (one call covers both)

Long-Term Care Insurance

Many Virginians have long-term care (LTC) insurance they paid into for years and don't realize they can use it now. All American Home Health Care works directly with LTC insurers and can provide all required documentation for claims.

  • We document services in LTC-compatible format
  • Invoices and care logs provided for claim submission
  • We work with all major LTC insurers
  • No extra charge for LTC billing documentation
Ask About LTC Coverage →
Accepted Payment Methods
💳 Private Pay (out-of-pocket)
📄 Long-Term Care Insurance
🎖️ VA Benefits & CCN
🏛️ Medicaid (also available)
Not sure what you have? Call us — we'll help figure it out together.

Private Pay FAQs

What does private pay home care cost in Northern Virginia? +
Private pay home care in Northern Virginia typically ranges from $28–$40 per hour for personal care aides and companions. Live-in care is generally $300–$500 per day depending on the level of care required. Contact us for a personalized quote based on your specific needs and schedule.
Can I use long-term care insurance for home care? +
Yes. Most LTC insurance policies cover non-skilled home care once benefit triggers are met (typically needing help with 2+ Activities of Daily Living). We provide the care logs, invoices, and documentation your insurer requires.
Is private pay better than Medicaid for home care? +
Neither is "better" — they serve different needs. Private pay offers maximum flexibility and faster start with no hour limits. Medicaid may cover up to 100% of the cost for eligible clients, depending on their plan and level of care. Many families use private pay while their Medicaid application is processed. We accept both and can help you plan the transition.

Let's Talk About Your Family's Needs

No-pressure consultation. We'll walk you through your options — private pay, LTC insurance, Medicaid, or VA benefits — and recommend what makes sense for your situation.

🏠 Home Care: 571-723-3438 🚑 Transport: 703-929-4758